David Albertazzi

David Albertazzi

Director, Retail Banking & Payments Practice

Areas of Expertise: Bill Payment and Bill Presentment (EBPP), Branch Channel/ATM, Core Systems, Mobile Banking, Online Banking, Personal Financial Management

David Albertazzi is the Director of Aite-Novarica's Retail Banking & Payments practice, and he focuses on retail bank channels and core banking technologies. He specializes in technology solutions used by banks and credit unions to support their mobile banking, online banking, branch, ATM, and call center channels, and he assesses the strategies and technology implementations of financial institutions of all sizes. His recent research has addressed digital banking trends and technologies, including cloud computing, consumer mobile banking, digital onboarding, and the drivers of global core banking system replacement. David also covers electronic bill payment and presentment.

Most recently, David served as Senior Director of Product Management for banking services at Online Resources Corporation, where he was responsible for overall online banking product strategy and product management. Prior to ORCC, he was Vice President of Product Management at Mechanics Bank, where he led new product development as well as initiatives to promote product offerings, including those for the digital channels.

David has been quoted in various media outlets, including Bloomberg, The New York Times, USA Today, CNN Money, American Banker, Bank Systems & Technology, Bank Technology News, and Credit Union Times.

David holds a Graduate Business Degree with a concentration in Finance and Marketing from Institut de Formation aux Affaires et à la Gestion (IFG) in Lyon, France. He also holds a B.A. from the University of Lyon. He is fluent in both English and French.


Tuesday, May 23, 2023 | 12:00 p.m. ET
Banks and credit unions understand that innovation is key to creating competitive advantages in this uncertain economy. Join Aite-Novarica Group Director, Retail Banking & Payments David Albertazzi, Nuance VP, Retail Banking Meghan Kenny, and Sr. Principal, Vertical Solutions ...
Thursday, April 13, 2023 | 2:00 p.m. ET
While consumers are doing more of their bill payments online, credit union websites and mobile apps are falling behind biller sites in facilitating these payments. Digital experiences are being shaped by other industries, resulting in pressure being put on financial institutions to build relevant...


January 9, 2023
Global recession woes, climate change, and frayed political landscapes continue to test the financial services industry. As a result, financial institutions (FIs) are pressured to balance stability with growth, manage evolving consumer expectations, and keep up with technological advances while acknowledging the changing world around us. The survival of FIs and the vendors that work with them...
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January 12, 2022
COVID-19 has changed many aspects of daily life since it first emerged. One key area of change that impacts the retail banking and payments industry is the channels through which consumers browse, purchase, and pay for goods and services. In addition to the pandemic, the Great Resignation, changing regulatory pressure, new data sources, and increased global attention to virtual currency...
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