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E.g., 2024-10-23
E.g., 2024-10-23
February 24, 2023
The cornerstone of every cybersecurity architecture is the encryption of data and network communications to prevent unauthorized access to sensitive information. If all other cybersecurity controls fail, encryption is always there to prevent unauthorized access to information. Encryption is so critical to the world's digital commerce that all cybersecurity rules, regulations, and standards...
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February 23, 2023
Insurance carriers are off to a focused start in 2023. They have painstakingly planned for the unknowns of the economy and are investing their dollars and resources into projects that will improve their overall capabilities in the years to come. In Aite-Novarica Group’s Top 10 Trends in Life, Annuities, & Benefits, we found that user experience is a major focus of insurance carriers in 2023....
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February 22, 2023
Aite-Novarica Group’s Three Levers of Value framework proposes three ways insurers can create value. First, insurers can sell more. They can do so by expanding the market, serving new segments, and generating or targeting demand for products. They can also introduce new products, improve speed to market, improve brand favorability, offer better services, and engineer positive customer experiences...
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February 21, 2023
ChatGPTが様々な質問に適切に回答できることから、投資家の間では有望株の発掘に利用できないかとの期待も高まっています。ここでは2018年10月に設定されたAIを使ったアクティブETF:SPDR S&P Kensho New Economies Composite ETF (KOMP)のアプローチと実績をご紹介します。 ■ SPDR S&P Kensho New Economies Composite ETF (KOMP) 米国ではAIを使ったETFがいくつか上場されているが、預かり資産額が最大のETFは、State Streetの「SPDR S&P Kensho New Economies Composite ETF (KOMP)」だ(2023年2月現在のAUMは17.5億ドル)。同ETFは、S&P社のKensho New...
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February 21, 2023
As technology has evolved to meet the needs of digital banking, the software development process has likewise become more complicated. Buy vs. build has become buy, subscribe, build, and integrate, potentially all at once. In the 2020s, IT executives must make choices and tradeoffs, maximize benefits, and minimize risks as part of a complex web of decisions when embarking on the software...
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February 17, 2023
What Is ChatGPT? ChatGPT is a chatbot that conducts human-like conversations to answer questions and solve problems. OpenAI built this natural language processing tool on top of OpenAI's Generative Pre-trained Transformer 3 (GPT-3) family of large language models (LLMs) and fine-tuned it using supervised and reinforcement learning techniques. It launched on November 30, 2022, and it had 1...
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February 16, 2023
On January 25th, 2023, I hosted the first Aite-Novarica Women’s Network meeting of the year on the topic of trends in insurance. I was joined by fellow Aite-Novarica Group Senior Principals Carey Geaglone and Deb Zawisza as well as Aite-Novarica Group’s Head of Property & Casualty Martina Conlon as we shared our perspectives on current trends in insurance for 2023. In our discussion, we...
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February 15, 2023
“The Cloud.” The term conjures up images of a utopian technology world. A plug-and-play technology stack where applications, data, and workflow integrate seamlessly. But dropping a single application into the cloud doesn’t solve the challenges of legacy code or connectivity with disparate applications with various reference databases and integration formats. As a result, the realities to date...
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Gavin Little-Gill
February 14, 2023
In 2021, I was provided the unique opportunity by the good folks at Refinitiv Financial Solutions to look under the hood of their newly launched sustainable development scores tool. For anyone who is not familiar with it, this product is used by investors and analysts to gauge how well sovereigns align with the U.N.’s sustainable development goals. At the time, I noted that the diligent,...
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February 13, 2023
Now that we are well into the first quarter, most insurance carriers are taking stock of finalized budgets and plans, and moving into a more focused execution mode. The planning process for 2023 was much longer than normal for many carriers as they grappled with a dynamic environment that produced potentially significant implications—frequently, diametrically opposed implications. We are headed...
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Robert McIsaac

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