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June 16, 2023
Payments-as-a-Service (PaaS) is a business model where financial institutions provide advanced payment products and services. The benefit of this model is customers are not burdened with the overhead of developing their payment processing platform. PaaS providers offer leading-edge, cloud-based platforms to provide specialized services, such as card issuing, payment clearing, cross-border...
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June 14, 2023
Before discussing the security of Banking-as-a-Service (BaaS), we must have a level set on what it is. BaaS is a business model providing banking products and services to third-party distributors or non-banking businesses. With BaaS, non-banking businesses can offer banking products and services through a partnership with regulated financial institutions. Examples of pure BaaS companies include...
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June 12, 2023
On May 30, 2023, leaders from OpenAI, Google DeepMind, Anthropic, and other AI labs warned that future AI systems could be as deadly as pandemics and nuclear weapons. This warning comes on the heels of Elon Musk and 1,125 AI and tech experts signing a letter seeking a six-month pause in AI development in March of this year. But this recent concern about the future of AI is hardly the first alarm...
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June 6, 2023
Are cybersecurity programs shaped more by perception than reality? Let's apply a little quantum theory to find out. In 1935, Erwin Schrödinger, an Austrian physicist and a founding father of quantum theory, offered a thought experiment about quantum physics to explain how scientific theory works. Schrödinger stated that if you placed a cat and something that could harm the cat in a box and sealed...
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May 31, 2023
Open banking will change the business model of many organizations by empowering them to seek life-sustaining partnerships, leveling the competitive playing field of consumer acquisition and retention. Small to midsize businesses (SMBs) can partner with myriad financial entities to serve as an on-ramp to sought-after financial products. “Too big to fail” joins “too small to survive” to create a...
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May 24, 2023
There is no argument that the COVID-19 pandemic uprooted the world's economy, but has it equally disrupted venture capital (VC) and private equity (PE) investment in the cybersecurity industry? To answer this question, Aite-Novarica Group analyzed 1,346 startup and scale-up investments from 2019 to April 2023. The results were somewhat unexpected: The gloomy investment picture reported by the...
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May 3, 2023
One of the most exploitable assets of an IT estate is the information and assets of users; however, identities are often omitted from instantiation in an attack surface. Organizations must stop thinking of identities as only something to control access and start thinking of identities as a top domain asset that is the entre to an attack surface. One must remember that an asset is anything of...
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April 25, 2023
Much has been reported on the declining venture capital (VC) deals across the cybersecurity market, but is that true? The answer depends on how you look at the question. If one were to focus on the number of deals, the answer would be no. If one were to look at the size of the individual deals, the answer would be yes. The number of investment deals per month is slightly less than the ensuing...
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April 12, 2023
Business Software Versus Cybersecurity Software Sponsored by Mastercard, Aite-Novarica Group interviewed 1,560 owners and operators of micro, small, and midsize enterprises (MSMEs) across 24 countries from November to December 2022 to understand their buying habits toward cybersecurity products and services. One of the insights we wanted to glean was the level of importance MSMEs placed on...
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March 21, 2023
It is reported that the average number of APIs organizations use can range from 15,564 to 25,592. According to F5, there could be 1.7 billion APIs in use by 2030, making APIs one of the largest known software components of an enterprise attack surface. Hackers increasingly target APIs as the gateway to an organization's sensitive information. A 2022 Salt Security report states that 94% of...
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