BLOGS

Managing general agencies (MGAs) are in the news, either in their own right or as targets for acquisition. MGAs have historically been a profitable and high-growth distribution channel, especially for commercial and specialty lines. Vendors are increasingly targeting MGAs in addition to their core carrier bases. But the definition of MGA is slippery. Though it has an official/regulatory...

We live in a time of amazing changes, both in terms of technology and the economic environment around us. These changes create new opportunities as well as significant threats for insurance carriers, which may well be the operational equivalent of deciding if a glass is half full…or half empty. Opportunity and threats are, in reality, opposite sides of the same coin. I recently had the...

Aite-Novarica Group advisors Stephanie Dalwin and Gilles Ubaghs have no shortage of experience working with technology startups in their respective verticals. In part one and part two of this three-part series, Stephanie and Gilles discussed key issues facing technology startups in their areas of coverage. Technology vendors in commercial banking and insurance are experiencing...

The term “embedded finance” refers to the integration of financial services and products into the business processes and platforms of non-financial entities. For example, an e-commerce platform that allows its customers to open a bank account, make a payment, or apply for a loan without leaving the platform is using embedded finance. But embedded finance is not just about enabling transactions...