David O'Connell

David O'Connell

Strategic Advisor

Areas of Expertise: Commercial Lending, Customer Onboarding, Loan Processing, Return-on-Investment Analysis, Small-Business Lending, Stress Testing

David O’Connell is a Strategic Advisor with Aite-Novarica’s Commercial Banking team, where his primary coverage area is lending. A former commercial lender of 14 years, David brings to his lending coverage extensive hands-on and granular knowledge of banks’ challenges in building businesses that lend safely, cost-effectively, and at scale. Broadly scoped, David's coverage of lending encompasses the small-and-midsize-business market, commercial and industrial markets, automation’s benefits for scaling lending operations, fraud deterrence in lending, the application of business intelligence to lending, and Dodd-Frank Act stress-testing requirements. Skilled in performing economic analyses of both existing and pro forma technology deployments, David is also the author of Aite-Novarica’s rapidly growing body of ROI-related capabilities, including customized ROI calculators, case studies, white papers, and sales force training.

David began his career in commercial lending, holding roles in underwriting and relationship management; he first specialized in large syndicated facilities and later focused on loans to technology companies. Prior to joining Aite-Novarica, David covered the analytics and workforce management spaces and was the author of a large body of ROI-related content. He has spoken at user events for a variety of vendors. David has written or contributed to articles published at Time Magazine, the American Bankers Association, Dow Jones Newswires, and the Global Association of Risk Professionals

David holds a B.S. in Business Administration from Providence College and an MBA from Boston University.


Thursday, September 23, 2021 | 1:00 p.m. ET
Section 1071 of the Dodd-Frank Act is nearing completion and will require financial institutions (FIs) to aggregate, maintain and report on applications made by minority-owned and women-owned small businesses to the Consumer Financial Protection Bureau (CFPB). Join us for an engaging webinar where...
Thursday, March 11, 2021 | 11 a.m. ET
(RECORDING AVAILABLE) A year in, the COVID-19 crisis and subsequent government responses continue to have a significant impact on the global economy. In this webinar moderated by Aite Group senior analyst Rodney Nelsestuen, 11 analysts will provide an overview of the pandemic’s effect...


April 21, 2020
So Paycheck Protection Program (PPP) round one is over, and what a storm it was. Some things went well, others went badly. These are worth considering somewhat closely. After all, there is at least another US$250 billion coming down the legislative pipeline. We are going to be at this for at least a few more weeks, maybe even a few months, if COVID-19 spikes in late fall, as did the Spanish flu...
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April 13, 2020
The challenge of getting all that Paycheck Protection Program (PPP) money out to businesses is the inverse of what’s going on with the pandemic itself. At the same time that the U.S. is trying to avoid a spike in demand for its healthcare infrastructure, it is actually invoking for its small-and-midsize-business (SMB) lending infrastructure a 100-year storm in lending demand. Unsurprisingly, the...
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