David O'Connell

David O'Connell

Strategic Advisor

Areas of Expertise: Regulatory Topics in Lending, Loan Servicing, Fraud in SMB Lending, Commercial Lending, Small-Business Lending

David O’Connell is a Strategic Advisor with Aite-Novarica’s Commercial Banking team, where his primary coverage area is lending. A former commercial lender of 14 years, David brings to his lending coverage extensive hands-on and granular knowledge of banks’ challenges in building businesses that lend safely, cost-effectively, and at scale. Broadly scoped, David's coverage of lending encompasses the small-and-midsize-business market, commercial and industrial markets, automation’s benefits for scaling lending operations, fraud deterrence in lending, and the lending industry’s recent transformation by the COVID-19 pandemic in general and relief programs such as the Paycheck Protection Program in particular. David’s coverage of lending encompasses the entirety of the loan life cycle: from the fielding of loan opportunities through their onboarding to the credit process, underwriting, approval, and post-close servicing.  

David began his career in commercial lending with formal credit training, later holding roles in underwriting and relationship management; he first specialized in large syndicated loans and later focused on loans to technology companies. Prior to joining Aite-Novarica Group, David covered the analytics and workforce management spaces and was the author of a large body of ROI-related content. He has spoken at user events for a variety of vendors. David has written or contributed to articles published at Time Magazine, the American Bankers Association, Dow Jones Newswires, and the Global Association of Risk Professionals.

David holds a B.S. in Business Administration from Providence College and an MBA from Boston University.

Webinars

Thursday, March 24, 2022 | 1:00 p.m. ET
Although financial institutions have made great strides in the fight against fraud, small and midsize business (SMB) lenders continue to be targeted by a variety of fraudsters and credit abusers with many lenders still struggling to effectively identify and account for fraud. Join Aite-Novarica...
Thursday, January 27, 2022 | 11:00 a.m. ET
Clients, please be sure to login to view the full on-demand recording of the webinar. If you’re not a client and you’re interested in viewing the on-demand recording of the webinar, please click here. [Recording Available] Join Aite-Novarica Group Director of Commercial Banking...

Blogs

September 28, 2022
The talent gap is affecting every industry, and commercial lending is no exception. The commercial lending space is mentally taxing, requires hard work, and can be a hard sell to younger members of the applicant pool. This last component is so challenging for commercial lending managers that it’s their primary barrier to growth. The formal credit training programs run by large banks in many...
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April 21, 2020
So Paycheck Protection Program (PPP) round one is over, and what a storm it was. Some things went well, others went badly. These are worth considering somewhat closely. After all, there is at least another US$250 billion coming down the legislative pipeline. We are going to be at this for at least a few more weeks, maybe even a few months, if COVID-19 spikes in late fall, as did the Spanish flu...
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