Gilles Ubaghs

Gilles Ubaghs

Strategic Advisor

Areas of Expertise: B2B Commercial Payments, Artificial Intelligence, Commercial Cards, Canadian Payments, Fintechs, Small-Business Payments

Gilles Ubaghs is a Strategic Advisor with Aite-Novarica’s Commercial Banking & Payments practice, where he is focused on business-to-business and commercial payments as well as the role of digital transformation across the enterprise and broader financial services sector.

Gilles brings over 15 years of experience in the analysis and financial services space creating a range of syndicated off-the-shelf and bespoke consulting projects for a wide array of clients at the enterprise, vendor, investor, and regulator level internationally. He has direct professional experience in European, Asia-Pacific, and North American markets, and always aims to bring local context into global payments issues.

Prior to joining Aite-Novarica, Gilles was a Principal Analyst with Ovum, where he helped to build up its retail payments practice across a range of key topics, including vendor comparison reports on critical payments infrastructure, the impact of payment-tool and channel diversification on issuer and merchant strategies, and the competitive environment in the burgeoning mobile payments space, among other areas.

Originally from Belgium but raised in the U.S., Gilles is fully fluent in French and English. He holds a bachelor’s degree in Social Anthropology from the London School of Economics and is currently based in beautiful Toronto, Canada.

Webinars

Thursday, May 5, 2022
Clients, please be sure to login to view the full on-demand recording of the webinar. If you’re not a client and you’re interested in viewing the on-demand recording of the webinar, please click here. [Recording Available] Keeping an eye on fintech vendors in todays market...
Thursday, January 27, 2022 | 11:00 a.m. ET
Clients, please be sure to login to view the full on-demand recording of the webinar. If you’re not a client and you’re interested in viewing the on-demand recording of the webinar, please click here. [Recording Available] Join Aite-Novarica Group Director of Commercial Banking...

Blogs

November 28, 2022
Anyone reading the financial and technology news in recent weeks could easily be led to assume there is a crisis happening in the technology space and that the only way from here is down. With tech stocks taking a beating in recent months, and a growing list of scandals and debacles, from the sentencing of Theranos founder Elizabeth Holmes; the drama of the self-induced implosion of Twitter;...
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May 16, 2022
Cryptocurrency has hit a crisis point unusual in its short but bright history. Rather than listening to tech evangelists' opinions on the matter, banks need to look at the fundamentals. While price bubbles and market corrections have happened many times since bitcoin launched in 2009, this latest pricing drop—triggered by the unpegging of the Tether and Terra stablecoins—suggests that the...
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