Julie Conroy

Julie Conroy

Head of Risk Insights & Advisory

Areas of Expertise: Anti-Money Laundering, Authentication, Bank and Payments Fraud, Data and Analytics, Global Anti-Corruption, Know Your Customer (KYC), Machine Learning and AI, Sanctions Screening

Julie Conroy serves as the Head of Risk Insights & Advisory and covers fraud, data security, anti-money laundering, and compliance issues.

Julie brings to Aite-Novarica more than a decade of hands-on product management experience working with financial institutions, payments processors, and risk management companies. She spent a number of years as Vice President of Product Solutions with Early Warning Services, where she managed a suite of fraud-prevention services that provided clients with more than US$1 billion per year in loss avoidance. Under Julie's leadership, Early Warning launched multiple new solutions to successfully detect and prevent fraud; further, Julie was a key member of the team that facilitated the spin-off of Early Warning Services from First Data Corporation to Bank of America, JPMorgan Chase, Wells Fargo, and BB&T. She also led operational process improvements for NextCard, identifying points of compromise and implementing solutions to reduce fraud and operational expenses. She began her career as a Research Analyst at E-Offering, where she analyzed online financial services and risk management firms.

Julie has presented at numerous conferences, including Money 20/20, NACHA, MasterCard Global Risk Symposium, and various vendor user conferences. She has been quoted in numerous media outlets, including The Wall Street Journal, U.S. News and World Report, American Banker, SmartMoney, and NPR.

Julie holds an M.A. in International Policy from the Monterey Institute of International Studies and a B.A. in Business Administration from the Michigan State University Honors College, and she is fluent in Spanish.


Thursday, June 8, 2023 | 2:00 p.m. ET
The digital acceleration of recent years has resulted in a significantly expanded attack surface for fraudsters to exploit with an array of new threat vectors. With so many consumers adopting digital interactions and their high level of sensitivity to security, companies need to ensure that the...
Tuesday, June 6, 2023 | 11:00 a.m. ET
Faster payments have emerged country-by-country over the past two decades in a patchwork manner. This piecemeal approach is by far the one that fraudsters would prefer that payments authorities take, since it makes it easier for them to attack the various networks individually, as opposed to a...


September 14, 2022
Having spent a good part of my career managing fraud-prevention solutions that harness the power of collaboration, I’m a big believer in the valuable role collaboration plays in the fight against financial crime. This is one of the many reasons why I volunteer my time as a member of the advisory board of The Knoble, a nonprofit dedicated to bringing together the anti-financial-crime community to...
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August 18, 2022
As a long-time practitioner in the anti-fraud space, I tend to be more tolerant of false declines and friction than your usual consumer. However, I also tend to be more critical of poor customer experiences, since I’m very much attuned to the art of the possible. I had an experience last weekend that was categorically a fraud fail for my issuer; it left me aghast at the state of their controls,...
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May 22-25, 2023
Palm Desert, CA
May 16-19, 2023
Hollywood, FL

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