Commercial Loan Origination: Evaluating Scale-Enabling Vendors
Report Summary
Commercial Loan Origination: Evaluating Scale-Enabling Vendors
Commercial loan origination vendors vary widely in their ability to complement process automation with operational and risk analytics.
Boston, January 6, 2016 – Life is not easy for commercial lenders. Many banks have returned to this core banking business, but expanding regulation, higher business risk due to loosely structured and more competitive lending agreements, downward pressure on spreads, competitive demand to respond to credit requests faster, and a dearth of skilled young underwriters challenge commercial lenders. Can vendors that automate commercial loan underwriting be sources of productivity improvements and scalability for this core banking line of business?
This report explores key trends within the global market for commercial loan origination systems, compares vendors’ offerings and strategies, and awards vendors for their strengths in critical areas. It is based on the results of a 2015 in-depth Aite Group request-for-information process with system vendors as well as product demos and client references. This report fully profiles commercial loan origination technology from AFS, D+H, FIS, Genpact, IBM, Linedata, Misys, Oracle, Provenir, and Tibco.
This 49-page Impact Report contains eight figures and 18 tables. Clients of Aite Group’s Wholesale Banking & Payments service can download this report.