Boston, January 15, 2015 – Regulatory pressure, vulnerability to fraud, nonbank-competitor prevalence, and limited IT budgets will continue to plague banks throughout 2015, pressuring them not only to pursue the greatest possible return on investment from all initiatives but also to seek out new ways to differentiate. Effectively leveraging technology will be banks' greatest weapon against today's challenging environment, but future success will also depend on their ability to enhance the customer experience, improve efficiency, and create new capabilities and revenue streams.

Aite Group reveals the top 10 trends that will shape the wholesale banking and payments industry in 2015:

• Usability gets a dramatic refresh
• Mobile capabilities reach the masses
• Client onboarding gets streamlined
• Banks learn to comply
• Banks implement multibank connectivity
• Banks fight nonbank competitors in the small-business space
• Receivables integrate … slowly
• Corporate tools come on the scene
• Mobile matures payments processing
• Wholesale banks battle fraud

This 20-page Impact Note contains one table. Clients of Aite Group's Wholesale Banking & Payments service can download this report.