14 September 2022 – SCF schemes are powerful contributors to improving the main components of a company’s working capital: receivables and payables. A combined strategy on both the receivables and payables sides identifies a company’s biggest customers and the biggest amounts of cash inflow that the treasurer is relying upon to maintain target cash flow levels.

This report explores how enterprise practitioners in North America and Europe deploy SCF techniques and instruments related to accounts receivable and accounts payable. It is based on a Q2 2022 Aite-Novarica Group online survey of 790 employees of midsize and large organizations in seven North American and European countries.

This 43-page Impact Report contains 38 figures and one table. Clients of Aite-Novarica Group’s Commercial Banking & Payments service can download this report and the corresponding charts.