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August 22, 2022

Sustainability Matters: Here’s How Financial Institutions Can Help

Today’s consumers are becoming increasingly environmentally conscious. A whopping 85% of consumers reported prioritizing sustainability more in their purchase habits over the last five years, and millennials and Gen Z appear more likely than older generations to opt for sustainable options when available. These environmental priorities can be hard to reconcile with the world of finance,...

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David Shipper

February 22, 2021

The Advantages of a Startup Card Program

2021 will see an influx of new companies launch debit, credit, and prepaid card programs in the U.S. and globally, fueled by card processing platforms and Banking-as-a-Service providers that have made it easier than ever to launch cards and other banking products. And other players, such as banks and credit unions, card networks, and card manufacturers, recognize an opportunity to support or...

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David Shipper

August 4, 2020

Digital-First Card Program: Hurdles to Overcome

Someone who only looks at large tech organizations and challenger banks may believe it is simple to launch a digital-first card program. Unfortunately, at least for those managing a legacy card program, it can be more difficult to upgrade an existing program to become digital than it is to launch a new program. Still, legacy card issuers are backed into a corner and have no choice but to innovate...

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David Shipper

April 1, 2020

Credit Card Travel Benefits and COVID-19

As COVID-19 fears spread, cardholders may choose to cancel a trip purchased with their credit card. Many airlines, car rental companies, event organizers, and hotels will be understanding, considering the current pandemic. However, cancellation and return policies are not consistent from one company to the next, and some companies may be hesitant to give up that revenue, since it is unclear when...

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David Shipper