EXPERTS

EXPERTS

Most of Aite-Novarica's experts have 10 or more years of direct experience working for financial institutions, technology vendors, or both. Their hands-on experience gives them an intimate knowledge of the world and contexts in which our customers operate, and it allows them to offer actionable—not pie-in-the-sky—recommendations as they research, consult, and partner with our clients. 

For a briefing or to get in touch with our experts, contact [email protected].

Find an Analyst:
Director, Retail Banking & Payments Practice
Areas of Expertise: 
Bill Payment and Bill Presentment (EBPP)
Branch Channel/ATM
Core Systems
Mobile Banking
Online Banking
Personal Financial Management
David Albertazzi is the Director of Aite-Novarica's Retail Banking & Payments practice, and he focuses on retail bank channels and core banking technologies. He specializes in technology solutions used by banks and credit unions to support their mobile banking, online banking, branch, ATM, and...  MORE
Areas of Expertise: 
Card Products (Credit, Debit, and Prepaid)
Digital Wallets
Francisco Alvarez-Evangelista is an Advisor in Aite-Novarica’s Retail Banking & Payments practice. Francisco has several years of experience in the financial services sector, primarily in anti-money laundering compliance and business development roles in banking. Prior to joining Aite-...  MORE
Strategic Advisor
Areas of Expertise: 
Bill Payment and Bill Presentment (EBPP)
Business-to-Consumer Disbursements
Cross-Border Payments/Remittances
Person-to-Person (P2P) Payments
Talie Baker is a Strategic Advisor with Aite-Novarica’s Retail Banking & Payments practice, focusing on the customer experience and digital payments technologies including person-to-person payments, business-to-consumer disbursements, cross-border payments, and the merchant payments ecosystem...  MORE
Head of Banking & Payments Insights & Advisory
Areas of Expertise: 
Cash Management
Core Systems
Corporate Mobile Banking
Corporate Portals
Customer Onboarding
Digital Transformation
Global Cash Management
Integrated Receivables
RDC/Mobile Capture
Small-Business Banking
Christine Barry serves as the Head of Banking & Payments Insights & Advisory, focusing on the strategies and technology implementations of global banks of all sizes. Her recent research has addressed global cash management trends and technologies, capturing the valuable small...  MORE
Strategic Advisor
Areas of Expertise: 
Chatbot/Voice Assistant Technology
Customer Onboarding
Customer Relationship Management (CRM)
Digital Content Marketing
Marketing Analytics
Personal Financial Management
Tiffani Montez is a Strategic Advisor on Aite-Novarica's  Retail Banking & Payments team, covering digital channel interactions, marketing analytics, artificial intelligence, chatbots, and financial wellness. Tiffani has deep experience in global financial services with more than...  MORE
Strategic Advisor
Areas of Expertise: 
Credit Products (Home, Student, Personal, and Auto Loans)
Credit/Interest Rate
Financial Inclusion
Lending and Related Technologies
Loan Processing
Marketplace Lending
Regulations
Risk Management
Leslie Parrish is a Strategic Advisor with Aite-Novarica’s Retail Banking & Payments practice, focusing on consumer lending. Leslie was one of the initial employees of the Consumer Financial Protection Bureau, a federal financial regulator. Her role entailed engaging with lenders and helping...  MORE
Strategic Advisor
Areas of Expertise: 
Consumer Payments
Digital Wallets
Merchant Acquiring
Payments Acceptance Technologies
Thad Peterson is a Strategic Advisor with Aite-Novarica, focusing on the evolution of the payment space, the customer payment experience, and merchant acquiring. Recognized as a global thought leader in payments, Thad has a proven track record of identifying and developing new opportunities...  MORE
Strategic Advisor
Areas of Expertise: 
Bill Payment and Bill Presentment (EBPP)
Card Issuance
Card Products (Credit, Debit, and Prepaid)
Credit/Interest Rate
Cross-Border Payments/Remittances
Digital Transformation
Digital Wallets
Merchant Acquiring
Mobile Banking
Online Banking
Open Banking
Payments Acceptance Technologies
Person-to-Person (P2P) Payments
Personal Financial Management
RDC/Mobile Capture
Real-Time Payments
Ginger Schmeltzer is a Strategic Advisor for Aite-Novarica’s Retail Banking & Payments practice, covering enterprise retail payments, emerging payments, and the processor and acquirer landscapes. Recognized as a payments and digital banking expert, Ginger has over 20...  MORE
Strategic Advisor
Areas of Expertise: 
Card Issuance
Card Products (Credit, Debit, and Prepaid)
Consumer Payments
David Shipper is a Strategic Advisor in Aite-Novarica’s Retail Banking & Payments practice. His focus is on debit, credit, and prepaid cards. Based in Phoenix, Arizona, David brings to Aite-Novarica Group more than 15 years of experience leading card and payment strategies for...  MORE
Strategic Advisor
Areas of Expertise: 
Consumer Payments
Digital Wallets
Machine Learning and AI
Open Banking
Payment Regulations
Payments Acceptance Technologies
Ron van Wezel is a Strategic Advisor in Retail Banking & Payments for Aite-Novarica Group, providing research and advisory services to clients globally. His coverage includes payments, open banking, and digital transformation. Ron is a renowned expert in payments and digital banking. He...  MORE

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